Terms & Conditions

Terms & Conditions: Papo Wealth Capital

These Terms & Conditions (“Terms”) govern your use of Papo Wealth Capital’s services, including but not limited to investment management, transactions, and access to our platform. By accessing or using our services, you agree to abide by these Terms. Please read them carefully before proceeding.

1. Eligibility:

• You must be at least 18 years old and capable of entering into legally binding contracts to use Papo Wealth Capital’s services.
• Our services are not available to individuals residing in jurisdictions where their use is prohibited by law.

2. Investment Risks:

• Investing involves inherent risks, including the risk of loss of principal. Past performance is not indicative of future results.
• By using our services, you acknowledge and accept the risks associated with investing and agree to indemnify Papo Wealth Capital against any losses incurred.

3. Financial Advice:

• Papo Wealth Capital does not provide personalized financial advice. Our services are intended for informational purposes only and should not be construed as financial, investment, or tax advice.
• Before making any investment decisions, we recommend consulting with a qualified financial advisor who can assess your individual financial situation and objectives.

4. Asset Management:

• Papo Wealth Capital acts as a discretionary investment manager on behalf of its clients, making investment decisions based on predefined investment strategies and objectives.
• Clients retain ownership of their assets and have the right to revoke Papo Wealth Capital’s discretionary authority at any time.

5. Fees and Expenses:

• Clients agree to pay Papo Wealth Capital management fees and expenses as outlined in our fee schedule, which may be subject to change.
• Fees and expenses are deducted directly from client accounts and may impact investment returns.

6. Account Security:

• Clients are responsible for maintaining the security of their Papo Wealth Capital accounts, including safeguarding login credentials and ensuring the accuracy of account information.
• Clients must promptly notify Papo Wealth Capital of any unauthorized access or suspicious activity related to their accounts.

7. Privacy and Confidentiality:

• Papo Wealth Capital is committed to protecting the privacy and confidentiality of client information in accordance with applicable laws and regulations.
• Client data is used solely for the purpose of providing our services and is not shared with third parties without explicit consent, except as required by law.

8. Termination of Services:

• Papo Wealth Capital reserves the right to suspend or terminate services to clients who violate these Terms or engage in fraudulent or unlawful activities.
• Clients may terminate their relationship with Papo Wealth Capital at any time by providing written notice and liquidating their accounts, subject to any applicable fees or penalties.

9. Amendments to Terms:

• Papo Wealth Capital reserves the right to modify or amend these Terms at any time without prior notice. Changes will be effective upon posting on our platform.
• Continued use of our services constitutes acceptance of the revised Terms.

10. Governing Law and Jurisdiction:

• These Terms are governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or relating to these Terms shall be resolved exclusively in the courts of South Africa.

By using Papo Wealth Capital’s services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services. If you have any questions or concerns about these Terms, please contact us at contact@papowc.co.za.